Question 1

What exactly is a 'slowflip'?

Accepted Answer

A slowflip is a private lending arrangement where we acquire a discounted property, resell it with owner financing to an end buyer, and use your capital to fund the acquisition. You hold a first-lien position on the property until the loan matures.

Question 2

What's the minimum investment?

Accepted Answer

Most deals start at $30,000, which is roughly our acquisition basis. Larger allocations can be split across multiple properties for diversification.

Question 3

How is my investment secured?

Accepted Answer

You receive a recorded deed of trust against the property and a promissory note signed by the borrowing entity. You are the first-lien holder — meaning if anything goes sideways, your claim sits ahead of every other creditor.

Question 4

What happens if the end buyer defaults?

Accepted Answer

Because we sell with owner financing, the end buyer's down payment and our equity cushion provide significant downside protection. In the rare case of default, we handle the recovery process — through reinstatement, resale, or foreclosure — and your lien position is preserved throughout.

Question 5

What's the typical term length?

Accepted Answer

Loans typically run 5 years, with monthly interest-only payments to you and a balloon return of principal at maturity. Shorter and longer arrangements are sometimes available.

Question 6

Do I have to be an accredited investor?

Accepted Answer

Private lending arrangements like these are individually negotiated loans, not securities offerings. We'll walk through the specifics on your strategy call and recommend you consult your own advisor.

Question 7

How and when do I get paid?

Accepted Answer

Monthly. ACH directly to your account. We send a year-end statement for your records and your tax preparer.

Question 8

Can I use a self-directed IRA?

Accepted Answer

Yes. Many of our partners fund deals through self-directed IRAs or solo 401(k)s. Your custodian wires funds to closing and receives payments on your behalf, tax-advantaged.

Question 9

What if I need my capital back early?

Accepted Answer

These are illiquid loans — plan to hold to maturity. That said, we maintain a network of partners who occasionally assume notes, providing an informal secondary market if needed.

Question 10

How do you make money?

Accepted Answer

We earn the spread between what we pay you and what the end buyer pays us on the wraparound owner-financed sale, plus the long-term equity in seasoned notes. Aligned incentives — we only win if the deal performs.

First-position secured lending, demystified

Deed of Trust

Promissory Note

First-Lien Position

What a typical $30,000 loan actually looks like

The questions we get most